MUKHERJEE, Abhigyan. Optimizing Cost-Efficient Payment Transactions: AI-Driven Routing Strategies for Reducing Payment Costs. International Journal of Emerging Research in Engineering and Technology, [S. l.], v. 7, n. 2, p. 231–237, 2026. DOI: 10.63282/3050-922X.IJERET-V7I2P128. Disponível em: https://ijeret.org/index.php/ijeret/article/view/616. Acesso em: 10 jun. 2026.